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Positive response of the private banking opportunities involved channeling People's Business Credit (KUR) fairytales live. Ministry KUKM cancel the plan.

Today, private banks have to squeeze the brain to boost the increase of credit expansion. They can no longer expect the distribution plan of KUR. State Minister of Cooperatives and SMEs, Syarifuddin Hasan says private banks decided aka black plate off to partake of KUR channel.

"After KUR policy coordination meeting, it was decided for the moment we do not provide the opportunity for private banks to participate KUR channel," he said in Jakarta on Friday (8 / 1).

The government decided to only provide the opportunity for the red plates bank and Bank Pembangunan Daerah (BPD). Considerations for not involving the private banks because of safety factors. "We have more security priority, because it is supported by the insurance red plate, where we guarantee 70% risk," he explained.

Currently it prioritizes expansion of credit through the BPD. 'Policy Committee Meetings December 21, 2008 decided to involve 13 BPD, "he added.

A total of 13 BPD who have agreed to participate distributed Java KUR is BPD, BPD Jateng, DIY BPD, BPD DKI, BPD Jabar Banten, Nagari BPD, BPD Nusa Tenggara, Sulawesi BPD, BPD Central Kalimantan, South Kalimantan BPD, BPD Kalimantan, Maluku BPD, and BPD Papua.

BPD is increasing the number of dealers of KUR which was originally only six banks ie BRI, BNI, Mandiri, BTN, Bank Syariah Mandiri, and Bukopin.

On the other hand, the revitalization of KUR also covers the application of the Debtor Information System (SID) which only applies to loans over Rp 5 million. While loans under Rp 5 million are not enforced SID. In addition, adjustments to interest KUR KUR retail from 16% down to 14% and micro KUR from 24% down to 22%.

Whereas before, the government plans to ask for help private banks KUR channeled to achieve the target of Rp100 trillion in the next five years. Because the government did not want the program stalled.

Economist Bank Rakyat Indonesia (BRI), Djoko Retnadi positive rate since the beginning of the private banks the opportunity to be actively involved in the distribution of KUR. Currently, according to dealers only six banks are still far from enough to reach all of Indonesia.

By involving the private banks, believed to optimize the distribution of KUR coverage throughout Indonesia by 13 thousand islands. Land area could not be reached only by 6 banks. "It is precisely in areas not reached by that much that has not been served," he said.

So far, the distribution is concentrated in Java KUR already cramped. Actually, better credit score a small but distributed all get it from the Rp500 million but only for one customer. "It's better to just 100 people IDR5 millions. It's better to encourage the economy, "he added.

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